"Small Business Owners - Are You Worried About The High Cost of Healthcare? EIG Can Help You Save $300 or More Per Year and Give You Better Benefits !!!"
FREE REPORT: FIVE EASY WAYS TO SAVE 30% OR MORE ON YOUR HEALTH INSURANCE PLAN
#1: SWITCH TO AN HSA-(Health Savings Accounts) HSAs are sweeping the nation and becoming the most popular individual plan. The concept is simple; you pay for expenses below the deductible at a discounted rate and the carrier pays for everything after the deductible. Saving are significant – typically 50% less expensive than traditional plans. How much could you save?
Family Traditional Plan - $510 HSA Plan - $275 Savings - $2,820 a year!
#2: DITCH THE CO-PAYS Yes, you only pay $25 when you see a doctor but the question is how much are those co-pays actually costing? There are many plans now on the market with no co-pays, however all doctor visits are still covered. You simply pay the network discounted rate, which is usually only $15-25 more than the Co-Pay amount. How much can you save? Here’s an example:
Family Plan with Co-pays - $425 Family Plan without Co-pays - $290 Savings – $1,620 a year!
#3: CHOOSE A HIGHER DEDUCTIBLE Most people when choosing a plan opt for the lowest deductible possible, however, you are paying for that low deductible in the way of higher premiums and not coming out ahead in the end. Choosing a plan with a higher deductible can save the average family $1,500 or more. How much can you save?
Family Plan with a $500 deductible - $680 Family Plan with a $2,500 deductible - $315 Savings - $4,380 a year!
#4: PURCHASE A NEW PLAN Every year many carriers come out with new plans, with low rates. When you choose a new plan you are typically getting the lowest rates in the market and can save 30% to 60% off your current premiums.
#5: SHOP AND COMPARE There are at least seven (7) major health insurance companies each offering six plans on average. That’s over 42 plans on the market for individuals and families. Rates vary widely depending on the carrier and plan. It is a mistake to think that similar plans have similar pricing. One carrier could charge $600 per month for a PPO plan with a $1,000 deductible. Another carrier could charge $400 per month for the same plan.
This free report courtesy of:
Richard L. Taylor Licensed Insurance Agent // Financial Planner E-piphany Insurance Group - Sanford, Florida 32771 Tel: 407-267-5040 or 407-792-8896 Email: richard.taylor@e-piphanytech.com