Affordable Health Insurance
407-792-8896
"Small Business Owners - Are You Worried About The
High Cost of Healthcare?  EIG Can Help You Save $300 or
More Per Year and Give You Better Benefits !!!"
FREE REPORT:  FIVE EASY WAYS TO SAVE 30% OR MORE ON YOUR
HEALTH INSURANCE PLAN

#1:  SWITCH TO AN HSA-(Health Savings Accounts)
HSAs are sweeping the nation and becoming the most popular individual plan. The
concept is simple; you pay for expenses below the deductible at a discounted rate
and the carrier pays for everything after the deductible. Saving are significant –
typically 50% less expensive than traditional plans. How much could you save?

    Family Traditional Plan - $510
    HSA Plan - $275
    Savings - $2,820 a year!

#2:  DITCH THE CO-PAYS
Yes, you only pay $25 when you see a doctor but the question is how much are
those co-pays actually costing? There are many plans now on the market with no
co-pays, however all doctor visits are still covered. You simply pay the network
discounted rate, which is usually only $15-25 more than the Co-Pay amount. How
much can you save? Here’s an example:

    Family Plan with Co-pays - $425
    Family Plan without Co-pays - $290
    Savings – $1,620 a year!

#3:  CHOOSE A HIGHER DEDUCTIBLE
Most people when choosing a plan opt for the lowest deductible possible,
however, you are paying for that low deductible in the way of higher premiums and
not coming out ahead in the end. Choosing a plan with a higher deductible can
save the average family $1,500 or more. How much can you save?

    Family Plan with a $500 deductible - $680
    Family Plan with a $2,500 deductible - $315
    Savings - $4,380 a year!

#4:  PURCHASE A NEW PLAN
Every year many carriers come out with new plans, with low rates. When you
choose a new plan you are typically getting the lowest rates in the market and can
save 30% to 60% off your current premiums.

#5:  SHOP AND COMPARE
There are at least seven (7) major health insurance companies each offering six
plans on average. That’s over 42 plans on the market for individuals and families.
Rates vary widely depending on the carrier and plan. It is a mistake to think that
similar plans have similar pricing. One carrier could charge $600 per month for a
PPO plan with a $1,000 deductible. Another carrier could charge $400 per month
for the same plan.

This free report courtesy of:

Richard L. Taylor
Licensed Insurance Agent // Financial Planner
E-piphany Insurance Group   -    Sanford, Florida 32771
Tel:  407-267-5040 or 407-792-8896
Email: richard.taylor@e-piphanytech.com