NEW -- Assurant One Decreasing Deductible PPO with an HSA -- You May Never Have To Pay Your Full Deductible Again !!!
|
With the One Decreasing Deductible, you get the premium savings of a higher
deductible plan, and One Deductible that decreases twice a year. Clients with
$5,000/$10,000 deductible plans will see as much as 70% in deductible savings
when credits accumulate year after year. And, you get the advantages of an HSA,
triple tax advantages and increased flexibility to pay for medical expenses not
usually covered by traditional health insurance plans.
The OneDeductible HSA provides extensive coverage while offering the simplicity
and convenience of a single, common deductible for all members of the family.
This plan protects you from the large medical bills that accompany a serious
accident or illness, and the Health Savings Account (HSA) lets you pay everyday
expenses with tax-free funds.
Age
|
35
|
45
|
One Deductible*
|
$1,500
|
$2,000
|
$4,000
|
$1,500
|
$2,000
|
$4,000
|
| |
|
|
|
|
|
|
Male
|
$161
|
$122
|
------
|
$262
|
$196
|
------
|
Female
|
$217
|
$169
|
------
|
$325
|
$248
|
------
|
Primary & Spouse
|
------
|
$353
|
$240
|
------
|
$550
|
$364
|
Family (3)
|
------
|
$457
|
$317
|
------
|
$661
|
$445
|
Family (4)
|
------
|
$552
|
$387
|
------
|
$755
|
$515
|
|
Here’s how it works --
- After the plan has been in force for just two months, clients receive a 10% credit,
twice a year on January 1 and July 1, which reduces the amount they pay of their
plan deductible.
- Each 10% credit is based on the amount of the plan deductible. For a family with
a $10,000 deductible, that’s $1,000 in savings with each credit. And, the savings
potential doubles to $2,000 because credits are available twice a year.
- Every year starts out with a 10% credit on January 1, even if the decreasing
deductible was satisfied in the previous year. And, we’ll apply another credit on
July 1 if the decreasing deductible is not yet satisfied.
- The One Decreasing Deductible continues to go down until covered charges
accumulate to satisfy it, or the amount reaches $1,500 individual/$3,000 family.
Get rid of your high deductible plan and get rewarded for being a customer !!!!!
Please give me a call so that we can set up a 20 minute meeting. I look forward to
getting together so we can cover things in more depth, get your coverage started and
to give you peace of mind regarding your health and financial protection.
Best Regards,
Richard L. Taylor
E-piphany Insurance Group
Licensed Insurance Agent // Financial Advisor
Sanford, FL 32771
Tel: 407-267-5040 or 407-792-8896